Dan Wilcox — State Farm Team Member • Licensed Life & Health Representative
Office: 318-746-6006 | Cell: 504-224-0124
Dan Wilcox State Farm Team Member
Life & Health Protection Specialist

Protecting the people and future you’ve worked hard to build.

I’m Dan Wilcox, a State Farm Team Member. Life and health coverage shouldn’t be confusing or high-pressure. I partner with individuals, growing families, and local professionals to design clear, reliable insurance policies backed by the nation’s premier insurer.

Carrier Strength

Backed by State Farm

Policy Focus

Life & Health Only

Service Style

1-on-1 Guidance

Dan Wilcox - State Farm Team Member

Dan Wilcox

Life & Health Specialist

State Farm Team

Our Core Philosophy

“A good life insurance policy isn’t just numbers on a page. It’s making sure your mortgage is paid, your children’s education is secured, and your family has the breathing room to grieve without financial panic.”

Dan Wilcox, Dedicated Representative
Protection Solutions

Life Insurance tailored to your stage of life.

Whether you need straightforward coverage during your peak earning years or permanent protection that creates lifelong legacy, we have options built for you.

01

Term Life Insurance

Affordable, reliable financial protection for a specific window of time (10, 20, or 30 years). Ideal for covering your mortgage balance, child-rearing years, and income replacement.

  • Fixed, locked-in premiums
  • Maximum coverage per dollar
  • Conversion privileges to permanent plans
Lifelong Security
02

Whole Life Insurance

Guaranteed lifelong coverage that never expires as long as premiums are paid. Builds tax-deferred cash value you can borrow against over time for opportunities or emergencies.

  • Guaranteed cash value accumulation
  • Coverage that never decreases
  • Potential for dividend payments
03

Universal Life

Flexible premium payments and adjustable death benefits for clients whose financial situations or goals adapt as their families and business ventures grow.

  • Flexibility with premiums & benefits
  • Interest-earning cash value growth
  • Tax-advantaged wealth transfer
Living Benefits & Health

Protecting your most valuable asset: your ability to earn an income.

What happens if an unexpected illness, accident, or prolonged medical event stops you from working? Regular health insurance pays hospitals and doctors—it doesn’t replace your paycheck, pay rent, or fund groceries.

✓

Disability Income Protection

Provides regular monthly benefits if you cannot work due to a covered injury or sickness, keeping household bills current.

✓

Supplemental Health & Hospital Income

Helps offset out-of-pocket deductibles, copays, and non-covered recovery costs when you’re hospitalized or facing serious care.

✓

Individual & Family Health Solutions

Personalized consultation to review coverage gaps, employer policy limitations, and independent coverage needs.

Request a Health & Disability Review with Dan →
Did You Know?

1 in 4 of today’s 20-year-olds will experience a disability before retirement age.

Most people believe worker's compensation will cover them, but over 90% of long-term disabilities are caused by ordinary illnesses (such as heart conditions, cancer, or musculoskeletal disorders), not workplace accidents.

Dan’s Approach: We look at your net monthly expenses and design an income buffer that safeguards your home and lifestyle without over-extending your budget.
Check Your Income Safety Net
Interactive Planning

How much life insurance do you really need?

Use this simple baseline estimator to calculate your family’s target coverage number, then speak with Dan to refine policy options.

Gross Yearly Earnings
$
e.g., until kids are grown
3 Years 10 Years (Common) 25 Years
$
$

*This calculator provides a general illustration for educational purposes and is not a financial guarantee or formal quote.

Recommended Total Target
$1,050,000

Based on your inputs, this amount covers immediate obligations and replaces your income so your loved ones don't face sudden financial hardship.

Why work directly with a Team Member?

No 1-800 call center maze: When you have questions about beneficiaries, life milestones, or policy changes, you connect directly with a dedicated professional who knows your file.

Financial clarity: Life and health policies are full of industry jargon. Dan’s responsibility is to translate complicated fine print into simple, honest trade-offs.

Claims advocacy: When life gets difficult, having a real team member in your corner makes the paperwork and claims process straightforward and humane.

Licensed & Appointed • State Farm Network • Local Service
Personal Service

“Insurance is personal. You deserve an advisor who treats it that way.”

As a State Farm Team Member specializing strictly in life and health products, Dan Wilcox focuses on the two areas that impact families most when the unexpected happens.

Whether you are welcoming a newborn, purchasing your first home, launching a small business, or re-evaluating the group life policy you have through work, Dan takes the time to assess where you stand and what gaps need closing.

Term Insurance Whole Life Universal Life Individual Disability Supplemental Health Key Person Protection
Frequently Asked Questions

Clear answers to common questions.

I already have life insurance through my employer. Isn't that enough?

Workplace group life policies are a great benefit, but they typically only offer 1x or 2x your annual salary—which rarely covers a mortgage or long-term family expenses. Most importantly, group life insurance generally ends the day you leave or change employers. Having your own personal policy ensures coverage stays active regardless of job transitions.

How does working with Dan Wilcox differ from buying online?

When you buy online, you're on your own if an underwriting issue arises, when you want to convert term to permanent, or when your family needs to file a claim. Dan provides personalized consultation, helps you calculate accurate coverage, and serves as your continuous contact backed by the financial strength of State Farm.

Is a medical exam always required to qualify?

Not always! State Farm offers multiple policy types and coverage tiers that may qualify for simplified underwriting without a physical medical examination, depending on your age, coverage amount, and medical history. Dan will guide you to the policy that fits your profile best.

What health products does State Farm offer?

In addition to life products, we offer Disability Income Insurance (to replace wages if an injury or illness prevents you from working), Supplemental Hospital Income, and specific medical coverage options tailored to state regulations and individual needs.

Get in Touch

Let’s review your life and health options.

Whether you want a straightforward quote on term life, need to safeguard your income with disability coverage, or just want a second set of eyes on an existing policy, Dan is ready to assist.

Consultation Hours

Mon–Fri, 9am–5pm

Evenings & Weekends by Appointment

Schedule a No-Pressure Consultation

Fill out this quick form and Dan will contact you directly at your preferred time.